Methodology of Wealth Adjustment


Another way to adjust for different eras is by considering the country's total wealth.  The Bureau of Economic Analysis has published estimates of the total "tangible wealth" in the United States for 1925-1997.  Tangible wealth can be thought of as how much stuff people have.  In addition to inflation, people now have more possessions than they used to (automobiles, televisions, computers, microwave ovens, etc.)  We can scale damage based on this tangible wealth, yielding a number that compares the damage to the total wealth of the country.  In 1997, the tangible wealth of the United States was approximately $25,000,000,000.  The table shows the 15 costliest US tornadoes since 1850 adjusted for tangible wealth in 1997 dollars.  The death toll and raw dollar damage are shown.  For tornadoes from 1925-1997, I've simply multiplied the raw damage by the ratio of the 1997 tangible wealth to the appropriate year's value.  Outside of that range, I've extrapolated in the following way.  In the "Wealth Adjusted Damage" column, I've simply assumed that the only change to wealth is from inflation.  This is a very conservative estimate most of the time.  The other three estimates were found by assuming the exponential growth in wealth can be modelled as the 10th, 25th and 50th percentile values of the annual growth rates during the period the BEA has published the values.  Generally, these are less conservative values than the simple inflation adjustment values.  The 10th percentile  to underestmates the long-term rate of change of wealth and the 50th percentile overestimates the long-term rate of change from 1925-1997, each by about 1% at the end of the period.  The 25th percentile matches the 1997 value.  All three values are given to try to put realistic bounds on the adjusted damage.

All dollar values are given in millions of 1997 dollars.  As a comparison, if we take the most likely value of the 1896 Saint Louis damage as $3574 million dollars, that damage represented 0.014% of the total wealth of the United States.

For technical details of the wealth adjustment, see

Katz, A. J., and S. W. Herman, 1997:  Improved estimates of fixed reproducible tangible wealth, 1929–95Survey of Current Business,  May 1997, 69-92.

and

Pielke, R. A., Jr., and C. W. Landsea, 1998:  Normalized hurricane damages in the United States, 1925-1995.  Wea. Forecasting, 13, 621-631.